There’s a big difference between investing in your twenties and thirties and investing as you approach and enter retirement. We’ll help you deal with the difference between accumulating savings for retirement and making your savings both last and provide an income in retirement. It is our goal to work with you so that you are managing your money in a way that is improving your life.
It’s not easy to be emotionally or financially prepared for the death of a spouse. And even when immediate matters have been taken care of, you still may not be ready to deal with financial decisions. We are aware of the need for sound advice regarding the financial decisions that come with widowhood and understand that emotions come into play. We are sensitive that you may need to move on at your own pace.
The financial decisions you make during divorce may affect the rest of your life. Yet it’s a difficult thing to try to make rational financial decisions while going through the stress of divorce. We are with you to help you make sound decisions that will lay the foundation for the next phase of your life. Find out more on how we work with couples, individuals, mediators and attorneys, providing financial advice during divorce.
By Andrew Hatherley on Apr 21, 2020
If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule, the one that suggests that retirees will need between 70 and 80% of their pre-retirement income in order to maintain their standard of living.
By Andrew Hatherley on Apr 14, 2020
As anyone would have expected, the extraordinary convergence of extreme stock market volatility, low interest rates, declining home values, diminished retirement savings accounts, and chronic economic sluggishness has taken a severe toll on the American psyche. For many investors, it may have forever altered the way in which risk is perceived and managed.
By Andrew Hatherley on Apr 7, 2020
The current economic environment has caused most everyone to reconsider their personal finances with many people having to drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill the right habits in your teens that can carry them into adulthood on the right financial footing.
